Payments & Payouts

Collect payments across corridors with clarity and control

Accept local and international payments with comprehensive reconciliation, flexible collection methods and programmable routing designed for businesses operating across Africa, Europe and the Americas.

Local acquiring, virtual accounts, mobile money and flexible reconciliation tools.
Virtual & Local accounts

Provision account identifiers in multiple countries for local collection and faster reconciliation.

Mobile Money & Wallet Collections

Accept payments across popular mobile money networks for instant local settlement.

Card Acquiring & Bank Transfers

Multiple acquiring partners and local bank rails to maximise acceptance and minimise failures

Collection methods
Collection methods & routing

Flexible routing rules and multiple collection methods let you direct payments to the optimal local rail based on currency, amount and beneficiary type.

  • Local virtual accounts and IBANs
  • Mobile money integrations across major African markets
  • Card acquiring with fallback routing
  • Platform-managed reconciliation hooks
API-First Collections

Create collection requests, provision virtual accounts and receive webhook events for paid/failed states. SDKs shorten integration time.

  
POST /v1/collections { "amount": 500, "currency": "GHS", "collection_method": "mobile_money", "beneficiary": { "phone": "+233xxxx" } }
API diagram
Reconciliation & Reporting

Map remittance fields to your accounting system, download settlement reports and automate matching to invoices.

Disputes & Refunds

Track chargebacks, manage disputes and automate refund flows with clear audit trails. 

Ready to get started?

Open your Pilot Finance business account today — global payments, simplified.